Zippy Loans Review

 

What is Zippyloan?

Zippyloan is an online personal loan lender. It offers loans to people with different credit types ranging from good to bad or no credit history at all. Zippy loan manages a vast network of lenders so as to provide its clients with premium access to personal loans. They give out loans ranging from $100 to $15,000. All you need to do is provide proof of identification and employment, fill out one simple online application form and your money will be in your hands within 24hrs. They are in business 24 hours every day seven days a week. It offers both installment and short term loans depending on your financial need.

Zippy puts the power of borrowing in your hands.

Zippy Loan

Types of Loans Offered

Short-term Loan – this loan is also referred to as the cash till payday loan. Offers short-term loans ranging from $100 to $1,000. These loans are meant to help consumers manage an emergency situation. The loan should be paid within a period of one month. The cash advance loan application process is fast and easy.

Installment loans – this is a larger amount of loan that may prove challenging to pay in one lump sum payment. Offers you an installment loan option where you can repay the borrowed amount in small chunks over a couple of months. This type of loan provides better flexibility and manageability since the monthly installments are a fixed amount. Hence, it is easy for the borrower to budget since the payment amount is the same throughout the loan term. Also, the borrower has full discretion to how they use the loan. The loan amount starts from $1,000 to $15,000 and can be repaid within a period starting from 12 months to 60 months.

How does Zippy Work?

Well, it is an online lending platform that offers short-term and installment loans to its clients. After you submit your loan request, it is distributed to over a hundred lenders for consideration. The offer various loans to suit your financial need while undertaking the industry’s standard security measures to ensure that the transaction is safe and secure. They offer round the clock access and the ability to apply for a loan from anywhere.

Three simple steps – broken down on how it works.

Step 1: Apply your Loan Online in 5 Minutes

They offer a secure online form that takes less than 5 minutes to fill. This process is entirely done online. Hence, there are no queues to wait in before you get served. You can apply for the loan from the comfort of your home if you have a stable internet connection and your personal information to fill out and submit the form. You can also apply for the loan through your smartphone.

Step 2: Match the Lender and Collect your Funds

They will then match your loan application with a lender who matches your loan request. A credit agreement will be sent to you immediately for you to read and e-sign. Your loan will be approved and the sum credited to your account for you to withdraw as soon as the next day.

Step 3: Loan Repayment

The loan repayment terms are clearly outlined in the agreement. Since they have a good number of lenders who offer flexible repayment options, you can repay your loan within a month or over a period of 60 months. However, in case they are unable to match you with a lender who matches your installment preferences, they can secure a short-term loan to cater to your cash needs.

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Pros:

1. Provides its client easy, convenient and fast personal loans

2. It is safe and secure with an enhanced 256-bit data encryption technology that ensures your personal information is safe while on their site. They also take up all parameters to ensure that their transactions, data, clients details are kept secret and inaccessible to intruders.

3. It has a simple application process making it a very fast and convenient transaction.

4. It offers loans to people with different credit i.e. excellent credit, average credit and poor credit.

5. Its services are available 24/7

Cons:

1. Services are available online only. Those with no internet connection are disadvantaged

2. It does not offer loans to the unemployed.

Why choose Zippy loan?

• Provides real-time loan approvals making the whole process easy and convenient.

• Accepts all types of credit. Regardless of your credit status, excellent or poor credit, they have lenders who will cater to all your loan needs.

• You get your money as soon as the next day making it easy for borrowers to accomplish their financial goals immediately.

• Offers you a platform to build your credit. They ensure that they give the on-time payments to the credit agencies hence improving and building a stronger credit score for its clients.

Borrow between $100 and $15,000 by tomorrow
Get The Extra Funds You Need Today

Apply for up to $15,000 and receive a decision in real-time.

Apply Online
Complete our secure form in 5 minutes or less
Get Approved
Get matched with a lender regardless of your credit
Funds By Tomorrow
Receive funds by direct deposit the next business day
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Zippyloan uses 256-bit SSL encryption to ensure your information is kept safe.

Zippy loan is OLA accredited. By complying with the standards, rules, and regulations of Online Lenders Alliance, it commits to a high standard of conduct. They are also fully compliant with the federal law and have invested in ultra-modern security measures to ensure their consumers are protected from fraud.